HESS® Platinum Visa® Card
12.49%
HESS® Platinum Visa® Card
- 10% Rebate on All HESS®, HESS EXPRESS®, and WILCO HESS® Purchases for the First 90 Days Account is Open
- A Low 0% Introductory APR on Purchases and Balance Transfers for Up to 6 Months
- No Annual Fee
- 5% Rebate at HESS®, HESS EXPRESS®, and WILCO HESS® Everyday
The HESS® Platinum Visa® Card from Chase is designed for those with very good credit who make frequent purchases at HESS®, HESS EXPRESS®, and WILCO HESS® stores.
Through the rebate program, a 1% rebate is earned on all general purchases, and a generous 5% rebate is earned on all HESS®, HESS EXPRESS®, and WILCO HESS® purchases. In addition, during the first 90 days, a 10% rebate is applied to all HESS®, HESS EXPRESS®, and WILCO HESS® purchases made with the card. Rebates are applied directly to the cardholder’s account. There is no yearly limit to the amount of rebates that may be earned, and any unused rebates expire in one year.
September 13, 2005 08:45 PM
Aside from the reward program, the card provides several platinum benefits such as emergency card replacement, auto rental insurance, and up to $500,000 in travel accident insurance.
There is no annual fee, and the interest rate for purchases and balance transfers is reasonably low for a reward card (for those who qualify). In addition, there is a 0% introductory rate that applies to purchases and balance transfers for the first six months.
However, those who plan to occasionally carry a large revolving balance may find doing so costly due to the “Two Cycles Average Daily Balance” method used by this credit card to determine finance charges, which ends up costing more to maintain an occasional balance as compared to the “Average Daily Balance” method used by many credit card issuers.
Therefore, those who qualify for the lowest rate offered, plan to pay in full after the introductory rate expires (to avoid finance charges), and will use the card frequently for HESS®, HESS EXPRESS®, and WILCO HESS® purchases (to earn additional rebates) will benefit most from what the HESS® Platinum Visa® Card from Chase has to offer.
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