Comparison Site for Great Credit Card Offers

June 7, 2005 11:05 PM

Through the reward program, cardholders earn one point for every dollar spent on all purchases made with the card. These points can be redeemed for various travel rewards or cash back. There is no yearly limit to the number of points that can be earned; however, points do expire in three years. If the cardholder would prefer cash rebates instead of travel rewards, there is a rebate program available that offers between 1% and 5% back for purchases. It is important to note that the rebate program is free, and the rewards program has a $35 yearly fee.

Many common platinum business features can be found with this card, such as auto rental insurance, extended warranty coverage, itemized expense reports, and online account access. Cardholders are also offered discounts on various products and services from participating retailers and merchants.

The card has no annual fee and an attractive long term 0% introductory rate on balance transfers. This card also has a very low fixed interest rate, in place as long as payments are up to date; applicants should review the terms and conditions provided by the card issuer.

Therefore, individuals who may occasionally carry a balance and plan to take advantage of the additional benefits and services provided (especially the retailer and merchant discounts) will benefit most from what the Advanta Platinum Rewards BusinessCard MasterCard® has to offer. Review Date: 6/3/2005

Most Attractive Feature(s): No annual fee; discounts on various products and services; access to reward program.

Least Attractive Feature(s): Fee for reward program and rebate restrictions.

Additional Perks Various Internet account related services. Personalized business design. Personalized business checks. Personalized billing date. Online statements and management reports. Auto rental insurance. Purchase protection. Extended warranty for purchases. Discounts on products and services at participating merchants and retailers. Compatible with Quicken® and Microsoft Money® software. Access to travel rewards or rebate program. See website for additional benefits.

Important Notations Cardholders can only enroll in either the cash back rebate program or the travel rewards program. See website for complete terms and conditions of card usage and application disclosure.